Simplicity in Payment

One App.
Every Payment
You'll Ever Need.

Deposit, withdraw, swap crypto, buy gift cards, send money locally and globally — all from a single, beautifully simple platform.

Download PPAY See Features →
6+ Asset Types
₦50M+ Withdraw Limit
4+ Global Currencies
PPAY App Home Screen
Good afternoon,
Chukwugozirim
TOTAL PORTFOLIO
$0.00
↑ Deposit ↓ Withdraw ⇄ Swap
🎁
Gift Cards
📱
VTU
📈
Rates
🎧
Support
Scroll to explore
What You Can Do

Everything payments.
One place.

PPAY brings together fiat, crypto, and global transfers under one elegant roof.

💳

Virtual Dollar Card

Spend globally with your PPAY virtual card. Shop on any international platform that accepts USD — powered instantly.

Global Spending
₿

Crypto Wallet

Hold BTC, ETH, BNB, USDT and more in your secure crypto wallet with real-time valuations.

⇄

Instant Swap

Swap between any assets at live market rates. Slippage control, route preview, and 15s quote refresh.

🏦

NGN Wallet

Deposit and withdraw Nigerian Naira directly from your bank account via NIP or USSD, instantly.

🌍

Send Money Globally

Transfer money to Nigerian banks instantly, with global options like USD Wire, GBP, EUR SEPA, and Ghana Mobile Money coming soon.

🇳🇬 Nigeria 🇺🇸 USD Wire 🇬🇧 GBP 🇪🇺 SEPA 🇬🇭 Mobile Money
🎁

Gift Cards

Buy gift cards for popular brands instantly — the perfect way to spend your digital balance.

📱

VTU & Airtime

Top up airtime and data for any Nigerian network directly from your PPAY balance.

📲

Virtual Numbers

Get a virtual phone number for privacy and verification needs, managed within the app.

📈

Live Rates

Track crypto and fiat exchange rates in real time. Convert currencies instantly with the built-in converter.

Simple by Design

Up and running
in minutes.

01

Create Your Account

Sign up in seconds. Add your name, email, and phone number to get started immediately.

02

Verify Your Identity

Complete KYC verification to unlock higher limits and all platform features.

03

Fund Your Wallet

Deposit NGN from your bank account or add crypto to your wallet instantly.

04

Pay, Send & Grow

Swap, transfer, buy gift cards, pay bills — everything at your fingertips.

App Preview

Built to feel
effortless.

A clean, intuitive interface that makes complex financial operations feel simple.

Home Screen

Home Dashboard

Wallet Screen

My Wallet

Swap Screen

Crypto Swap

Rates Screen

Live Rates

Send Money Nigeria

Send Money

Send Money Global

Global Transfers

Account Screen

Account

₿ Bitcoin $67,126 Ξ Ethereum $2,052 ₮ Tether $0.9999 ⬡ BNB $589.51 ◎ Solana $80.20 ✕ XRP $1.31 ₳ Cardano $0.2446 🇳🇬 NGN Wallet Instant Deposits 💳 Virtual Card Spend Globally 🌍 Global Transfers Coming Soon
Your Money Is Safe

Security at every
layer.

PPAY protects your assets with multiple layers of security — so you can transact with confidence.

  • 🔐 PIN & Biometric Lock
  • 🛡️ Two-Factor Authentication (2FA)
  • ✅ KYC Identity Verification
  • 🔒 Encrypted Data Storage
  • ⚡ Real-time Transaction Alerts
🛡️
Bank-grade
Security
Get Started Today

Ready to simplify
your payments?

Download PPAY and experience the future of money management — fiat and crypto, unified.

Download on the App Store Get it on Google Play
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