Privacy Policy

1 Introduction

This Privacy Policy explains how PPay, a product under Prosper Group, collects, uses, stores, and protects your personal information.

By using PPay, you agree to the collection and use of your data as described in this policy.

2 Information We Collect

We may collect the following categories of information:

3 How We Use Your Information

We use your data to:

• Provide and improve services
• Process transactions
• Verify identity (KYC)
• Prevent fraud and illegal activity
• Communicate with you

4 Data Sharing

We may share your data with:

• Regulatory authorities (when required by law)
• Service providers (for system operations)
• Security agencies (fraud prevention)

We do not sell your data to third parties.

5 Data Protection

We implement the following security measures to protect your data:

• End-to-end encryption
• Secure, access-controlled servers
• Role-based access control systems

However, no system is 100% secure — you also play a role in protecting your account by keeping your credentials safe.

6 Data Retention

We retain your data:

• As long as your account is active
• As required by applicable law and regulatory obligations

7 Your Rights

You have the right to:

• Access your personal data
• Request corrections to inaccurate data
• Request deletion of your data (subject to legal limits)

To exercise any of these rights, please contact us using the details in Section 10.

8 Cookies & Tracking

We may use cookies and tracking technologies to improve your experience, analyse platform usage, and deliver relevant content. You may adjust cookie settings through your browser at any time.

9 Updates to This Policy

We may update this policy at any time to reflect changes in our practices or for legal, regulatory, or operational reasons. Continued use of PPay after any update constitutes your acceptance of the revised policy.

10 Contact Us

For privacy-related concerns or to exercise your rights, please reach out to us: